Income Protection insurance is a good fallback when our prime years have reached the dead end. It is the time when our body is claiming the toll of all our hard work, or just our fate, things that are bound to happen anyway. The minimal amount we have to shell out is all worth it when untoward incident happens to us at the time we most need it.
For your reference, income protection payments vary between companies. The premiums are calculated based on the level of cover you require such as your age, your current health, your occupation, smoker status and the length of cover you require.